Disability Policy Medical Exclusion | DisabilityForPilots.Com

This is our Pre-Existing Condition exclusion for our disability insurance policy:

Pre‐Existing Conditions means a condition, disease or injury for which medical advice, diagnosis, care or treatment including but not limited to the use of prescription medication was recommended by or received from a licensed health care practitioner during the three ﴾3﴿ months immediately preceding the Retro Date, and/or any symptom, condition, disease or injury which would have caused an ordinarily prudent person to seek medical attention during the three ﴾3﴿ months immediately preceding the Retro Date, and will remain a Pre‐Existing Condition until a twelve ﴾12﴿ month period from the Retro Date on this certificate has expired. No benefits are payable for any Loss of License resulting from a Pre‐Existing Condition occurring prior to the conclusion of the twelve ﴾12﴿ month period from the Retro Date, even if the Loss of License continues beyond the Pre‐Existing Conditions period.

Pre-Existing Condition Exclusion for Disability Policy

This is our Pre-Existing Condition exclusion for our disability insurance policy:

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