As a Delta Pilot, you are privy to a handful of overlapping benefits from Delta corporate, the Pilot's Association and individual coverage that you can buy on your own.
In a nutshell, your long-term disability benefits are approximately half of your current income. What affect would that have on your current lifestyle, future lifestyle and retirement expectations? What are the tax ramifications?
At Delta, your Long Term Disability (LTD) benefit generally is based upon 50% of the pilot's earnings prior to the date of their disability. A more precise definition is that the LTD benefit is calculated as 50% of the average of highest 12 consecutive months of earnings out of the last 36 months of earnings. (Always refer to your company Human Resources Benefits department for the most current information.)
A picture is worth a thousand words…
Whether we talk on the phone or in person, the objective is to MAKE SURE that you have the right policy for you. This includes making sure there are no conflicts or double-coverage with the benefits package you currently have.
Each quote can vary depending on your current income, the nature of your exact job, flight frequency, and other factors. If you want to save money, you get a custom quote. That's how we stay competitive and can proudly say we have the best disability program in the airline pilot community.
We are here. If you ever have a question, simply call us. The people that sell it, are also the people that service your account. We consider you family, so why would we send you to a call center with an anonymous voice somewhere? If you need something, call us directly.
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Weekends: By Appointment